Interest Rates effective August 22, 2008 until Further Notice

	MINIMUM DEPOSIT
ACCOUNT	TO OPEN ACCOUNT			INTEREST		PERCENTAGE
TYPE	AND OBTAIN APY			RATE		YIELD
Now	$1,000.00			0.15	%	0.15	%
Gold Super Now	$1,000.00	to	$9,999.99	0.25	%	0.25	%
	$10,000.00	to	$24,999.99	0.75	%	0.75	%
	$25,000.00	to	$49,999.99	1.00	%	1.00	%
	$50,000.00	to	$99,999.99	1.35	%	1.36	%
	$100,000.00	to	$249,999.99	1.60	%	1.61	%
	$250,000.00	&	Above	2.10	%	2.12	%
Savings	$200.00			0.25	%	0.25	%
Money Market	$2,500.00	to		0.25	%	0.25	%
Mega Money Market	$25,000.00	to	$49,999.99	1.10	%	1.11	%
	$50,000.00	to	$99,999.99	1.40	%	1.41	%
	$100,000.00	to	$249,999.99	2.00	%	2.02	%
	$250,000.00	&	Above	2.25	%	2.27	%
88 Money Market	$888.89	to	$8,888.88	1.00	%	1.01	%
	$8,888.89	to	$88,888.88	2.40	%	2.42	%
	$88,888.89	&	Above	2.60	%	2.63	%
CERTIFICATE OF DEPOSITS
Under $100,000.00
31 Days	$1,000.00			2.50	%	2.52	%
91 Days	$1,000.00			2.70	%	2.72	%
182 Days	$1,000.00			2.85	%	2.87	%
12 Months	$1,000.00			3.30	%	3.30	%
18 Months	$1,000.00			3.30	%	3.30	%
24 Months	$1,000.00			3.50	%	3.50	%
5 Years	$1,000.00			4.00	%	4.00	%
CERTIFICATE OF DEPOSITS
Over $100,000.00
31 Days	$100,000.00			2.60	%	2.62	%
91 Days	$100,000.00			2.80	%	2.82	%
182 Days	$100,000.00			3.00	%	3.02	%
12 Months	$100,000.00			3.50	%	3.50	%
5 Years	$100,000.00			4.10	%	4.10	%
IRA Certificates
of Deposits
1 Year IRA	$250.00			3.75	%	3.82	%
18 Month IRA	$250.00			3.80	%	3.87	%
2 Year IRA	$250.00			4.00	%	4.08	%
5 Year	$250.00			4.25	%	4.34	%
5 year Roth	$250.00			4.25	%	4.34	%
Other Interest Rates
	Base Rate			10.00	%
	Discount Rate			2.25	%
	Surcharge			0.00	%
	Substantial penalty for early withdrawal.

                   * Substantial Penalty for early withdrawal on CD's & IRA's.
                   * Annual Percentage Yield (APY) is accurate as of published date.
                   * Rates are subject to change without notice.
                   * Fees may reduce earnings on account. Rates may change after account is opened.
                   * Please see lobby representative for more details or to view a copy of our rate/fee schedule and our terms and
                   conditions on all accounts.
                   First International Bank is a Member FDIC and an Equal Housing Lender.